Acba Bank

Acba Bank was founded in 1996. License N70 of the Central Bank of the Republic of Armenia. Acba Bank is the exclusive representative of American Express payment system in Armenia.

The bank also issues and provides services for international VISA and MasterCard, as well as domestic ArCa payment cards. The bank gives an opportunity to manage accounts without visiting branches via ACBA Online system and ACBA Mobile application. The bank operates the following money transfer systems for individuals: MoneyGram, Unistream, Ria Money Transfer, Xpress Money, Sigue Money Transfer and Converse Transfer.

Acba Bank is a full member of SWIFT payment and settlement system, international VISA card payment system and founding member of local ArCa card payment system. The Bank is the exclusive representative of American Express payment cards in Armenia. Acba Bank has been granted Principal Membership License and Merchant Acquiring Certificate from the VISA International Association.

Acba Bank is a member of the International Confederation of Agricultural Credit (CICA) and the Union of Banks of Armenia.

The Bank has 65 branches, 20 of which are in Yerevan, the rest in 10 regions of Armenia, as well as 190 ATMs throughout the Republic of Armenia.

Direct significant participants are “ACBA FEDERATION” CJSC – 72%, Credit Agricole Stock Company – 15.56% and SACAM International SJSC – 12.44%.

As of December 31, 2019, the total capital of the bank is AMD 68 987 958 thousand, assets – AMD 434 006 441 thousand, liabilities – AMD 365 018 483 thousand.